Why use a credit repair company in the first place?
Credit repair is a process that can be utilized by anybody with a credit score. Truth be told, many people ignore their poor credit scores, or don’t feel confident to address the credit bureaus themselves. That’s where we come in. We specialize in helping people improve their credit through dispute. By handling the sometime lengthy, unpleasant aspects of credit repair, our clients’ anxiety is put to rest as we work to restore an important part of their financial future.

Why should I choose Clear Start?
We are committed to helping out clients attain higher credit scores. This is achieved by providing out clients the best possible customer service in the credit repair industry. Our staff is highly trained, knowledgeable, and available to answer your questions through the entire process. By utilizing cutting edge technology, and staying current on any changes in consumer law, we have been able to achieve remarkable results for many of our clients more quickly than they ever thought possible.

Is credit repair legal?
Yes. That being said, it’s important to make a distinction with regards to what an ethical credit repair company can do. We are able to help our clients with credit reports that are inaccurate, incomplete or misleading. An ethical credit repair company cannot remove items that are 100% accurate, nor provide you with a new/alternate social security number. We are licensed and bonded and comply fully with all federal and state laws pertaining to credit repair.

How long will it take to repair my credit score?
Once enrolled, your initial dispute will be submitted three (3) business days after signing in compliance with federal law. Most files see significant results within 30-90 days.

What is the Credit Repair Organizations Act?
The Credit Repair Organizations Act (CROA) was passed to regulate the credit repair industry. Clear Start Credit Repair operates in strict compliance with the CROA, and always acts in the best interste of our client’s legal rights.

How will my file be managed?
Clear Start Credit Repair is the right choice for streamlining the credit repair process. We use our knowledge of the Truth in Lending Act, Fair Credit Billing Act, and the Fair Debt Collection Practices Act to get maximum results for our clients. The first step is to obtain your credit reports directly from Experian, Equifax, and Transunion, or from a reputable provider (we can give suggestions).

Clear Start Credit Repair must then wait a 3 day cancellation period (in compliance with state and local laws), and then we can go to work! A Clear Start credit specialist will then contact you, and we can begin the dispute process immediately.

How will I be billed?
Clear Start does not charge in advance for any services. Charges occur after services have been fully rendered, in compliance with the Credit Repair Organizations Act. Monthly payments cover monthly services rendered during the previous month.

Does Clear Start share personal information?
Clear Start does not share or sell personal information to any unaffiliated companies or third parties. Any personal information is held safely and securely, that you can be assured of.

Is Clear Start bonded?
Yes. Clear Start carried all necessary bonds as required by law.

Can I cancel anytime?
Yes. You can cancel anytime, as we require no long term contracts. Our refund policy is effective from the day you begin working with us.